Author Archives: Tabby Alford
HOW AM I GOING TO SELL MY HOUSE?
With effective mortgage rates below 4%, and Pittsburgh’s unemployment rate below 7%, it may not be as challenging as you think to sell your home and move to retirement communities in pa. Real Estate in Pittsburgh is booming, very few homes are on the market for longer than 30 to 45 days. The theory of supply and demand is never more prevalent than today in the real estate market. Today’s sellers are netting a larger percentage from the sale of their homes because of low interest rates, and the strong supply of first time buyers and transferees.
If you are like most Sherwood Oaks clients, it’s been years since you’ve sold a home. So, it may be interesting for you to learn that you should have a home inspection before putting your house on the market. This gives you more control over the sale when the sales agreement is presented.
At this retirement community pa, we at Sherwood Oaks have been helping seniors sell their homes for many years. Our Preferred Realtor program puts you in touch with a realtor with specialized training. Once you have listed your house, you may want to use an estate and household sales specialist, and we can recommend a good one. Another person you can take advantage of – for free – is an organizer who Sherwood Oaks pays for. He will help you clean out attics, garages and closets, and also be present on the day of your move to unpack and hang your pictures. Call us for more information! 800 642-2217
What is Lifecare at This Retirement Community in PA
Lifecare is a concept in senior living that is a form of insurance. In fact, at this retirement community in pa, Sherwood Oaks is overseen by the Pennsylvania Department of Insurance, which has financial regulations in place to ensure that we can fulfill our promises to residents.
At this retirement community in pa, Lifecare retirees pay entrance fees that are up to 90% refundable. Along with their monthly fees, residents receive guaranteed health benefits for life. The Lifecare plan at Sherwood Oaks provides a patio home residence, and when needed, unlimited days in personal care and skilled care in our on-site Health Center. We have also recently added a personal care program for persons with memory impairment.
Sometimes residents have a long-term care insurance policy when they move on campus. These residents can decide to keep their policy (having double coverage), or they can choose to give it up, saving on premium payments. Some residents decide to keep their policy and take advantage of fee discounts through our Modified Lifecare plan. Call this retirement community in pa and ask for a personal tour and learn more about the Lifecare Advantage! 800 642-2217
Changing the Way You Think About Retirement Communities in PA
Question: How does Sherwood Oaks Retirement Community turn “I’m Not Ready Yet” into “I wish I’d come here sooner?” Here are ten important benefits that we have found change people’s way of thinking about retirement communities in PA:
1. Sherwood Oaks has a health care program that focuses on prevention, and includes a Fitness Center with a full-time personal trainer, yoga, tai chi and exercise classes, as well as aquatic, strength and balance training.
2. We have opportunities to stay active, including badminton, bocce court, fitness center and exercise room, billiard room, horseshoe pit, croquet, indoor swimming pool and Jacuzzi, shuffle board, putting green and walking paths.
3. In-home urgent and emergency care is provided around the clock by a registered nurse at this retirement community pa.
4. Fully licensed Personal Care and Nursing Care accommodations are located on-site.
5. There are contract choices that fit most budgets, including our new rental program.
6. The campus has two beautiful lakes to enjoy.
7. There’s a great library with over 7,000 books.
8. There are eleven different styles of patio homes.
9. There are no real estate taxes to pay.
10. You have an income tax deduction that is only available to residents of Lifecare communities including this retirement community pa.
Want to learn more? Call (800) 642-2217 to learn how to change your thinking about retirement communities in pa.
Simplify Your Life at this Retirement Community in PA
Sometimes life can be more joyful if we prune away the habits and worries that bog us down and are a drag on our energy level. Let’s review some activities of life that may not bring as much enjoyment as in years past.
Based upon our research at Sherwood Oaks, a retirement community in PA, retirees overwhelmingly prefer taking day trips over cleaning their house. Similarly, they prefer Sunday Brunch with children and grandchildren to cooking meals. And, they almost always choose swimming or shooting pool over clearing snow and cutting grass. Imagine that!
March is the time to get your home ready to sell. This active retirement community in PA, offers helpful suggestions and a helping hand to clear out closets, attics and basements. Let us help you sort through the things in your life that no longer bring you happiness or contentment. Once you make room in your life for more joy, you’ll wonder why you took so long.
If you’d like to see how Sherwood Oaks residents are enjoying their simplified retirement in PA, check out Sherwood Voices and the rest of our website, then Contact Sherry Cook at (800) 642-2217 to learn the details about how Sherwood Oaks can help you get organized for a move.
Protecting Your Retirement Assets in this PA Lifecare Community
Many retirees are thinking of how they can protect their nest-eggs from inflation.
If you were to buy Sherwood Oaks’ Lifecare program, you purchase health care for the future using today’s dollars. This retirement community in PA has a Lifecare program that secures for you unlimited days of personal care and skilled nursing services. When the day comes that you need care, much of it is already paid for. And when that days arrives, you will only pay your normal monthly service fee and no costly per diem charges.
Sherwood Oaks is one of an elite number of retirement communities in PA that is fully accredited by the Continuing Care Accreditation Commission, and has a proven track record of service and financial strength.
So, if you would like to know how to protect your retirement assets, call us at (800) 642-2217 to learn about this and other ways Sherwood Oaks can help you preserve your nest-egg. You can email Sherry Cook at cookca@sherwood-oaks.com.
Immediate Openings in Personal Care
Wednesday, February 22, 2012
You may already know about Sherwood Oaks, a PA Retirement Community. However, I’m writing today to talk about our openings and Personal Care services.
Personal Care provides home-like living for seniors who need more help than what is available in their homes. Sherwood Oaks has a Personal Care center on our Cranberry Township campus, and we have 7 vacant, private studio apartments available for seniors who need help with activities such as bathing, dressing, cooking and healthful eating. Our care-givers are on duty 24 hrs/day, and physicians and nurse practitioners visit for any medical need. A private studio apartment rate begins at $135/day.
The first step in applying for residency at this PA retirement community, is calling Sherry Cook, Client Advisor, at (800) 642-2217. She can schedule a time for you and your family to visit the campus, ask questions and see if Sherwood Oaks is the right retirement community in PA for you. Sherry will answer your questions, guide you through a personal tour and give you the application forms and information.
Read what people are saying about us:
“As we add to our age, we all need sage advice and experience of those around us. Sherwood Oaks provides this in generous quantity and quality demonstrated in their Personal Care accomodations and daily assistance. We are so glad we’re at this PA retirement community!”
Newk and Ginny Newcomer
Personal Care Residents
(Residents of Sherwood Oaks for 13 years)
Would you or someone you know like more information about this retirement community in PA? Come to our Mother/Daughter Brunch on Saturday, March 10 at 10 a.m. in the private dining room at Sherwood Oaks. RSVP to reserve your spot – (800) 642-2217.
My Thoughts on Families
by Katherine Vojtko
Sherwood Oaks has been serving retirees for almost 30 years and I’ve been working in this field for 15. Ideally, both the client and the children are supportive of a move to a PA retirement community. But, this is not always the case. It is not unusual to hear from a desperate daughter or son who is alarmed when they see that their parents are not able to do as much as they use to. The children are alarmed and concerned for Mom or Dad’s safety and health – but this alarm and concern is not shared by parents.
What to do? It’s not an easy situation, but we give this advice to children and families:
1.Remind yourself that your parent is an intelligent and successful adult. It is easy for the parent/child role to get reversed. You can guard against this by staying respectful of their accomplishments and role in your life.
2.Help them retain/gain back as much control over their lives as is possible. Ask them for solutions. Look into technology and home-based services that may help them remain independent and have control over their lives.
3.Involve them in problem solving – what are their thoughts on solving the issues that concern you.
4.Do they realize that as they age, they are role models to the grand children and extended family? What kind of legacy do they want to leave of themselves?
5.Talk about what they have achieved and contributed over their lifetimes to the family, to a business, to their social network, or to the neighborhood. How, and in what setting, can they best continue these contributions?
These are a few ways to engage your parent in constructive conversations about the future. These conversations will likely be more effective taken in small doses over time, and not presented in a family “intervention” format. With any luck, Sherwood Oaks may have the good fortune of being a part of your parent’s future.
Consider bringing your mother or daughter (even your father or son!) to our Mother/Daughter Brunch on Saturday, March 10th at 10 a.m. in the Sherwood Oaks Dining Room when we will learn more about how Sherwood Oaks is one of the most comprehensive PA retirement communities. RSVP to (800) 642-2217 to reserve your space.
Katherine Vojtko, M.A, M.P.H
Vice President
Sherwood Oaks Retirement Community
Vojtko@sherwood-oaks.com
Next Year – Resolve to Lower Your Taxes
Next April you can significantly lower the taxes that you owe to the federal government. As a lifecare retirement community in PA, the IRS considers part of the entrance fee and part of the monthly fee to be pre-paid medical expenses. If you are like most residents, these expenses get added to other medical expenses (medicines, co-pays, etc.), and the amount that exceeds 7.5% of your adjusted gross income can be deducted. The monthly fee deduction is per resident, so if you are a couple, it’s times two!
Plus, there are no school, local or county taxes to pay. Now, that’s a real bonus!
To have a copy of our Cost Comparison Calculator mailed to your home, call us at (800) 642-2217.
The Importance of Strength Training in Seniors
The latest research shows that older adults aren’t doing enough to keep
their muscles strong. A recent pilot study conducted by the
Journal of the American Medical Association using nursing care
patients as their subjects showed a 200% increase in strength and
a 10% increase in muscle size when participating in eight weeks
of progressive strength training (80% of their 1 repetition
maximum). The subjects had an average age of 90 years old and all
had a history of falls within the past year. At the conclusion of
the study, all participants increased their walking speed,
ability to climb stairs, participation in spontaneous activity,
and experienced a decrease in depressive symptoms. The study
found that they key was higher resistance and lower repetitions.
The problem, an estimated less than 5% of all senior exercisers
currently workout at these recommended intensities. Just a reminder
to check your calendar for Wednesday, February 15 or Thursday,
February 23 at 11 a.m. and come to a Lunch and Learn where you
will hear our Fitness Director talk about the benefits of fitness at retirement communities in PA. and how he designs a personal fitness plan for each resident!
Please RSVP to (800) 642-2217 to reserve your place.
Thriving in Retirement
We all have heard about the benefits of “preventive medicine.”
You eat healthfully, exercise, and visit your doctor when you
should. Do you know that some people view their decision to
move to a PA retirement community as preventive medicine?
They are making hard decisions now that will make their condition easier
and less stressful in the future.
Residents thrive at Sherwood Oaks. The entire lifecare program is
designed to keep residents healthy and independent for as long as possible.
In addition to the health screenings and fitness opportunities, Sherwood Oaks
offers educational classes, day trips and a wealth of convenient services and
amenities on site.
Best of all, Sherwood Oaks is affordable. If you haven’t
already received our Cost Comparison Calculator, call Sherry or
Phyllis today and request a copy. When you add up all the benefits,
you will see for yourself that Sherwood Oaks is a wise investment in
your preventive medicine.
To receive a copy of the Cost Comparison Calculator, or to
schedule a visit to the campus, call Sherry or Phyllis at
(800) 642-2217.
Be sure to check your calendar for Wednesday, February 15
or Thursday February 23 at 11 a.m. and come to a Lunch and Learn
where you will hear our Fitness Director talk about the benefits
of fitness in seniors and how he will design a personal fitness plan
for each resident! Please RSVP to (800) 642-2217 to reserve your
place.